Main works 70-75% + auxiliary 15-20% + overhead 10-15%. Per-tsubo prices cover only main works. 40-tsubo RC luxury home: ¥65M-100M total.

1. Main construction cost (70–75% of total)

The cost of building the structure itself: foundation, frame, roof, exterior, interior and systems. The "price per tsubo" refers only to this.
・Wood residence: ¥0.7–1.2M / tsubo
・RC residence: ¥1.2–1.8M / tsubo

For a 40-tsubo RC residence, the shell alone runs ¥48–72M as a guide.

2. Ancillary works (15–20% of total)

On-site work beyond the building itself—frequently overlooked items.

3. Soft costs (10–15% of total)

4. The whole cost structure at a glance

Think of the budget in three layers: shell + ancillary + soft costs. Looking at price-per-tsubo alone drops ancillary and soft costs, leading you to misread the total. Use the table to fix the proportions.

CategoryShare of totalMain contents
Main construction70–75%foundation, frame, finishes, systems
Ancillary works15–20%ground, exterior, demolition, connections
Soft costs10–15%design, permits, tax, insurance

5. The price-per-tsubo trap

Ads touting "from ¥600k per tsubo" almost always refer to a limited-spec version of the main cost only. Adding ancillary + soft costs makes the total 1.3–1.4×. The rule is to decide on the "total (tax included)."

6. Total simulation for a 40-tsubo RC residence

Main construction (¥1.5M × 40 tsubo)¥60M
Ancillary works¥10M
Soft costs (incl. design/supervision)¥9M
Total~¥79M

7. Funding plan and payment timing

Construction cost is paid in installments tied to progress, not in a lump sum—typically four: at contract, at start, at framing (interim) and at handover. When using a mortgage, bridge financing is often needed before completion, so the funding plan must be worked out with the lender from early design. Settling the balance of cash and loan first stabilizes the whole plan.

8. How to prevent budget overruns

The main causes of overrun are spec changes, added ground improvement and overlooked remaining work. Reserving 10–15% of the total as contingency at contract spares you panic when the unexpected hits. Setting a "ceiling on the total" first and prioritizing within it—reasoning backward—curbs late additions.

9. Smart budget allocation

Allocate limited budget heavily to "parts hard to change later." Structure, insulation, waterproofing and windows are hard to renew after completion; skimping here becomes a lifelong regret. Interior finishes, furniture and decoration, by contrast, can be renewed later, so a modest initial spend is recoverable. "Spend on the skeleton, do the makeup later" is the allocation that satisfies for the long term.

People say "hiring a design office is expensive," but design/supervision is 8–12% of the shell. Conversely this fee defends against a contractor's asking price, often cutting millions of yen through bid scrutiny.